Terms and Conditions:

 Client represents that Client is of legal age and full capacity to enter into this agreement.  If Client is a Corporate or Business entity, Client represents that he or she is fully authorized to act on the business entity’s behalf.

Client agrees to pay for all precious metals, coins, currency, and other items ordered and all charges for orders, storage, delivery, and any other services.  Client will also pay any taxes, assessments, or other charges imposed by a government concerning Client’s metals, coins, currency, or any sales, use, or similar tax associated with delivery, now or in the future.

National Coin Broker provides Clients with the right to request a refund within five (5) calendar days from the date of delivery of Client’s purchase unless the Client made the purchase at a trade show.  If the Client made any transaction with National Coin Broker at a trade show, that transaction is considered a final sale and there shall be no opportunity for refund or exchange.  In order to request a refund, Client must send a written request via email ross@nationalcoinbroker.com, or traditional mail to 1000 East Hallandale Beach Boulevard, Suite 26, Hallandale Beach, Florida 33009. If Client requests a refund within this period, and Client’s purchase is eligible for a refund pursuant to the above-stated terms, then National Coin Broker shall refund Client’s full purchase price with no questions asked.

Grades and descriptions of coins, precious metals, and currency are opinions and not statements of fact or guarantees.  The grades and descriptions of coins, metals, and currency are based on standards and interpretations that can and do change over time.  Client acknowledges and agrees that no warranties or guarantees have been made to client regarding any of the precious metals, coins, currency, or other items purchased from National Coin Broker, including but not limited to future value.  Client understands that investment in precious metals, coins, and other collectible items is speculative, unregulated, volatile, and that prices may rise and fall over time.  National Coin Broker cannot guarantee the existence of a viable precious metals, coin, or currency market and is not obligated to repurchase any items it sells.

 National Coin Broker offers a 90-day no interest Layaway plan for Clients who choose to pay for their purchase over time.  A 1/3 non-refundable deposit will be required as initial payment.  The second payment shall be made on day 45, and that payment shall also be 1/3 of the purchase price.  The final payment of 1/3 of the purchase price shall be made on day 90.  All Layaway items shall remain the property of National Coin Broker until the layaway is paid in full.  Client shall not be charged any interest during the 90-day period.

The total amount of the Layaway can be paid off at any time within the 90-day period without incurring any fees.  If a Client decides to cancel a Layaway during the 90-day period, Client shall forfeit all payments made toward the Layaway as a restocking fee. If Client fails to make payment at day 45, then National Coin Broker may, at it’s own discretion, give client a 7-day grace period to make the payment.  If payment is still outstanding after the discretionary grace period, National Coin Broker shall consider the layaway cancelled and Client shall forfeit all payments made on the layaway as a restocking fee.

Layaways that exceed 90 days shall be charged an interest rate of 2% per month.  National Coin Broker may terminate any Layaway that exceeds 90 days at its own discretion. National Coin Broker also reserves the right to pursue a breach of contract action regarding any layaway that exceeds 90 days.

National Coin Broker accepts personal checks.  If payment is made by personal check, then payment shall not be considered made until the personal check has cleared and the funds are available in National Coin Broker’s account.  National Coin Broker charges a $25 service fee for all unpaid checks regardless of the reason.

This agreement is the entire agreement between National Coin Broker and Client.  There are no representations, oral or written, other than those herein.  This supersedes all prior agreements concerning the same subject matter.  National Coin Broker shall not be responsible or liable for any loss due to circumstances beyond National Coin Broker’s direct control, or any delay or default in performing under this agreement if such delay or default is caused by conditions beyond its direct control including, but not limited to: acts of God, government restrictions or seizure, change in market conditions, wars, insurrections, and any other cause beyond National Coin Broker’s reasonable direct control.  This Agreement shall inure to the benefit of, and be binding upon, Client’s personal representatives, beneficiaries, executors, successors and assigns.  Client cannot assign or transfer his or her rights under this Agreement, except as set forth above.  Assignments or transfers in violation of this Agreement are void.

Any disputes between the parties hereto, which the parties cannot resolve between themselves using good faith, shall be submitted to a neutral arbitrator residing in Broward County, Florida.  The arbitration shall be held in Hallandale Beach, Florida in Broward County.  The arbitrator’s compensation and expenses shall be split evenly between the parties up front; the losing party shall be required to pay the attorney fees, costs, and cost of arbitration.  The parties further agree that in any arbitration between the parties, the parties shall be allowed full discovery as permitted by the Florida Rules of Civil Procedure and a written award shall be entered forthwith.  Any and all types of relief that would otherwise be available in a Court of competent jurisdiction shall be available to both parties in the arbitration.  The decision of the arbitrator shall be final and binding.  Arbitration shall be the exclusive legal remedy of the parties.  Judgment upon the award may be entered in any court of competent jurisdiction pursuant to Florida Statues Chapter 682, as amended The Arbitration Code.  If either party refuses to comply with a ruling or decision of the arbitrator and a lawsuit is brought to enforce said ruling or decision, it is agreed that the party not complying with the ruling or decision of the arbitrator shall pay the costs and attorney fees incurred by the other party.